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At least one year at the same employer for those with no credit rating. At least two years of employment history for those with some kind of credit history. Minimum monthly gross income of $1500.00. Money down may be required, but is not necessary in every case. No repossession within the last 12 months unless included in a bankruptcy.

The Pros and Cons of $500 Down on a Car with No Credit Check. Before jumping on a $500 down no credit check loan, let's recap the key pros and cons: Pros. Easy access if your credit is rough. ️ Fast approval since no credit check is needed. Can help build credit by making payments on time.

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