Sep 1, 2023 · The simple answer is “no,” but the full picture gets a bit more complicated. Prequalification is typically considered a soft inquiry, and it won’t hurt your credit all on its own. In fact, it can be a helpful tool for lowering your risk of being rejected for a new credit card. But prequalification is not a guarantee of approval, and if ... Re: Lowes Pre-qualify link. Not that I've ever heard of. Lowes is issued by Synch, and I've never seen a prequalifier for any of their cards...get your TU 08 score up over 660 before you apply with Lowes. 07/01/23 Fico 8: EX 785, EQ 787, TU 788. Fico 9: EX 763 05/22/23, EQ 775 06/03/23, TU No idea.See if You Prequalify Get a decision in seconds with no impact to your credit bureau score. See if You Prequalify Ready to Apply? Get started here. Apply Now Credit Financing Promotion Details: Offers are subject to credit approval. Special Financing and discount offers cannot be combined.We can’t quite reach the page you’re looking for. How about refreshing it? Apr 26, 2023 · You only need to have a credit score of 580 in order to qualify for an FHA loan with Rocket Mortgage ®. You may be able to get an FHA loan with a score as low as 500 points if you can bring a down payment of at least 10% to your closing meeting. The AvantCard Credit Card offers a chance to build credit without a security deposit. You can determine your odds of approval through the card's pre-qualification process. The card offers a credit ...Soft-pull PREAPPROVALs - Updated 4/20/21. You would be better off getting a small secured card to do your rebuild than any of these. Re: List of companies with pre-qualify / pre-approval options ! So you do not waste precious inquiri. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO ...Shop millions of used and new cars, get financing and see real rates, read reviews, find dealership, and more at Auto Navigator by Capital One. Apply Now See if You Prequalify Learn More Lowe’s Business Credit and PreLoad Plus Mastercard ® Advantages that help make it easier for you and your business to get things done for less. All Lowe’s Business cardholders receive: 5% off ††† every day Discounted delivery 3 Convenient billing and invoicing options Exclusive cardholder events Learn MoreW-5500 47.3125-in x 47.5625-in x 4.5625-in Jamb Both-operable Aluminum-clad New Construction Egress Sliding Window Full Screen Included. Find My Store. for pricing and availability. 1. Multiple Sizes Available. JELD-WEN. W-2500 4.5625-in Jamb 1-lite Brilliant White Aluminum-clad New Construction Left Hinge Casement Window Full Screen Included.Get started here. Apply Now. †84 fixed monthly payments at 9.99% APR. Subject to credit approval. Applies to purchase or order of $2,000 or more on your Lowe’s Advantage Card. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*.Soft-pull PREAPPROVALs - Updated 4/20/21. You would be better off getting a small secured card to do your rebuild than any of these. Re: List of companies with pre-qualify / pre-approval options ! So you do not waste precious inquiri. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO ...Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID. Reset ... 1. 5% discount at check-out. When you make most purchases with your Lowe's credit card, you’ll get an automatic 5% discount at the register. This is one of the best perks of this card. Unlike many other store credit cards, which only send you periodic coupons or provide rewards after spending, Lowe's gives this discount upfront.Talk to a lender. The first step to get pre-qualified for a mortgage is to speak with a lender who offers great rates and customer service. Lenders on Zillow are licensed and have a history of positive customer ratings. Click the get started button to speak with a lender near you and begin the pre-qualification process. 2.I understand that Capital One's privacy policies apply to the data that I am submitting and I understand that this is not a credit card application. Seeing if you’re pre-approved won’t hurt your credit score. If you decide to apply for a card you’re pre-approved for, your credit score may be impacted when you submit the application.Lowe's Store Card Review. 3.0 / 5. The Lowe's Credit Card is one of the best store credit cards on the market right now. It offers 5% back on all purchases and has a $0 annual fee. Applicants only need a minimum of fair credit to get approved for the Lowe's Credit Card, too.Talk to a lender. The first step to get pre-qualified for a mortgage is to speak with a lender who offers great rates and customer service. Lenders on Zillow are licensed and have a history of positive customer ratings. Click the get started button to speak with a lender near you and begin the pre-qualification process. 2.Jan 21, 2012 · Jul 20, 2023. Started with a $1500 credit limit to buy a refrigerator. Once I paid it down to $480 they reduced my credit limit to $500 putting me at 95% usage. Paid it down to $280, they dropped my credit limit to $300. Continued making payments and today I found out thru credit Karma they canceled my acct. Never late. Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Jul 13, 2023 · You can qualify for the Lowe's Store Card pre-approval if you have at least fair credit and your other financial information matches the issuer’s specific criteria for pre-approved offers. You can also check if you pre-qualify online, without hurting your credit score. Apply Now See if You Prequalify Learn More Lowe’s Business Credit and PreLoad Plus Mastercard ® Advantages that help make it easier for you and your business to get things done for less. All Lowe’s Business cardholders receive: 5% off ††† every day Discounted delivery 3 Convenient billing and invoicing options Exclusive cardholder events Learn MoreLowe’s offers competitive benefits for your health, well-being and financial protection. Coverage for You Coverage for Your Family You may enroll eligible family members for: Group medical, dental, vision and dependent life insurance Eligible family members include: • Your legal spouse or domestic partner Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue ...I have never read about this happening for Lowe's. - 5283514. Skip Navigation. How It Works; Pricing; Education; Community; Support; ... Lowes Pre-qualify link; Options.LOWE’S ADVANTAGE CREDIT CARD ACCOUNT AGREEMENT How Interest Is Calculated Your Interest Rate We use a daily rate to calculate the interest on the balance on your account each day. The daily rate for purchases is the APR times 1/365. The daily rate for purchases is .07943% (APR 28.99%). Interest will be imposed in amounts or at11-01-2021 05:28 PM Lowe's Prequalify **UPDATE** Approved! Submitted the Lowe's pre-qualify link tonight and it came back "You're pre-qualified for the following offer." Listed a specific APR but no amount. Should the pre-qualification also list an amount to improve approval odds? Retail cards Message 1 of 15 8 Kudos All forum topics Previous TopicWhen you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before ... April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812. Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831. March 2021 $33k on $312k EQ 796 TU 798 EX 801. May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777. April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765. Message 4 of 13. 1 Kudo.Apply Now See if You Prequalify Learn More Lowe’s Business Credit and PreLoad Plus Mastercard ® Advantages that help make it easier for you and your business to get things done for less. All Lowe’s Business cardholders receive: 5% off ††† every day Discounted delivery 3 Convenient billing and invoicing options Exclusive cardholder events Learn MoreBy clicking 'See Card Offers' button below, you (i) acknowledge that you are providing 'written instructions' and authorize Credit One Bank to obtain information from your personal credit profile from one or more credit reporting agencies in order to conduct a pre-qualification for credit and (ii) you authorize Credit One Bank to present you with other offers of credit and credit related products. Consumer Credit Card Offers. UP TO 24 MONTHS FINANCING* on storewide purchases made on your Home Depot Consumer Credit Card. Valid 8/31–9/6/2023. No Interest if Paid in Full Within Promotional Period: 12 Months* on purchases of $299–$998, 18 Months* on purchases of $999–$1,998 or 24 Months* on purchases of $1,999 or More. Although it will be hard, you can potentially prequalify for a personal loan with a credit score of 600. A credit score of 300-629 is considered bad. 630-689 is fair. 690-719 is good. 720-850 is excellent. You can see that a 600 credit score falls into the bad credit category. Jul 13, 2023 · You can qualify for the Lowe's Store Card pre-approval if you have at least fair credit and your other financial information matches the issuer’s specific criteria for pre-approved offers. You can also check if you pre-qualify online, without hurting your credit score. The Old Navy Visa Card takes a score of 700 or better. The store will do a soft pull pre-qualification. The downside is that you can only use this card at Old Navy and certain affiliates, like the ...Chip Lupo, Credit Card Writer. @CLoop • 10/17/22. The main Home Depot® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least ...Apr 26, 2023 · You only need to have a credit score of 580 in order to qualify for an FHA loan with Rocket Mortgage ®. You may be able to get an FHA loan with a score as low as 500 points if you can bring a down payment of at least 10% to your closing meeting. See if You Prequalify Get a decision in seconds with no impact to your credit bureau score. See if You Prequalify Ready to Apply? Get started here. Apply Now Everyday Advantages Make it easier to complete the home projects you've always dreamed about with these everyday offers from the Lowe's Advantage Card. Limited-Time Offers I understand that Capital One's privacy policies apply to the data that I am submitting and I understand that this is not a credit card application. Seeing if you’re pre-approved won’t hurt your credit score. If you decide to apply for a card you’re pre-approved for, your credit score may be impacted when you submit the application. Lowe’s Business Rewards Card. • Use at Lowe’s and everywhere American Express cards are accepted. • Earn cash back for every eligible purchase made on the card. 4. • Earn 5% cash back on purchases at Lowe’s for the first 6 months. 2% cash back after. New accounts only. 5 Earn $100 cash back upon approval as statement credit.*. Oct 17, 2022 · Chip Lupo, Credit Card Writer. @CLoop • 10/17/22. The main Home Depot® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least ... Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to nonpromotional purchases and, after promotion ends, to promotional purchases. †84 fixed monthly payments at 9.99% APR. Subject to credit approval. Applies to purchase or order of $2,000 or more on your ...The More You Use It, The More You Get Back. Live your life, your way, with the unsecured Fortiva ® Credit Card. Packed with great benefits, it’s designed to give you more flexibility—and purchasing power—along with up to a 3% Cash Back Reward!**. Good anywhere Mastercard ® is accepted, it’s the go-to card for any lifestyle.Soft-pull PREAPPROVALs - Updated 4/20/21. You would be better off getting a small secured card to do your rebuild than any of these. Re: List of companies with pre-qualify / pre-approval options ! So you do not waste precious inquiri. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO ...Offer applies to installed flooring in-store purchase or order of $299 or more made on your Lowe’s Advantage Card. Offer valid 2/1/23 through 1/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.Jul 13, 2023 · You can qualify for the Lowe's Store Card pre-approval if you have at least fair credit and your other financial information matches the issuer’s specific criteria for pre-approved offers. You can also check if you pre-qualify online, without hurting your credit score. Lowe's Store Card Review. 3.0 / 5. The Lowe's Credit Card is one of the best store credit cards on the market right now. It offers 5% back on all purchases and has a $0 annual fee. Applicants only need a minimum of fair credit to get approved for the Lowe's Credit Card, too.Top 5 August 2023 pre-qualified credit cards. Top 5. Many credit card issuers pre-screen consumers and mail preapproved credit card offers to those who meet their criteria. However, instead of waiting for pre-approved credit card offers, you can go online and check out credit cards that offer prequalification. I hit up pre-approval sites when I get bored in the garden lol. It gave me an amount with my pre-approval. FICO 8 Nov '22 EX 765 EQ 766 TU 753. TCL $160,000. Message 2 of 16.Top 5 August 2023 pre-qualified credit cards. Top 5. Many credit card issuers pre-screen consumers and mail preapproved credit card offers to those who meet their criteria. However, instead of waiting for pre-approved credit card offers, you can go online and check out credit cards that offer prequalification. AllThingsRickita.com* Join my podcast for FREE: https://bit.ly/750podcast* Home Buying Help: bit.ly/RickitaRealtyHB* Self Account: https://bit.ly/SelfLenderS...Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue ...Lowe's Advantage Card offers 0% Interest and 84 months o... 0Lowe's Advantage Card is one of the best credit cards that can prequalify you with no hard inquiry.We can’t quite reach the page you’re looking for. How about refreshing it?Sep 1, 2023 · The simple answer is “no,” but the full picture gets a bit more complicated. Prequalification is typically considered a soft inquiry, and it won’t hurt your credit all on its own. In fact, it can be a helpful tool for lowering your risk of being rejected for a new credit card. But prequalification is not a guarantee of approval, and if ... Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to nonpromotional purchases and, after promotion ends, to promotional purchases. †84 fixed monthly payments at 9.99% APR. Subject to credit approval. Applies to purchase or order of $2,000 or more on your ... Enter Your Email. Before we get to your credit application, let's see if you have a Lowes.com account. If not, we'll help you create one to access MVPs Pro Rewards. *Email Address. Apply Now. . If you are a new customer click the link to apply. Once approved we will be in touch to assign your. lease balance to your store of choice. New. If you’re a returning customer you may. apply by logging in to your account. Offer applies to installed flooring in-store purchase or order of $299 or more made on your Lowe’s Advantage Card. Offer valid 2/1/23 through 1/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Offer applies to purchase or order of $299-$998.99 for 12 month offer; $999-$1,998.99 for 18 month offer; or $1,999 or more for 24 month offer made 6/22/23 through 7/5/23 on your Lowe’s Advantage Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12, 18 or 24 months.With the Lowe’s Lease to Own with Progressive Leasing program — available at participating Lowe’s locations — get what you need the day you need it, no credit required. From refrigerators and other appliances to lawn mowers and grills, Lowe’s Home Improvement is here to help you get these products and more with ease. The More You Use It, The More You Get Back. Live your life, your way, with the unsecured Fortiva ® Credit Card. Packed with great benefits, it’s designed to give you more flexibility—and purchasing power—along with up to a 3% Cash Back Reward!**. Good anywhere Mastercard ® is accepted, it’s the go-to card for any lifestyle.Apr 26, 2022 · Open any searching browser and go to the official website of the Lowe’s store. See the apply for card option on the main page, or check if you prequalify for the card. If you don’t prequalify, then continue with the regular application process. Enter the last four digits of your social security number and phone number. Offer applies to installed flooring in-store purchase or order of $299 or more made on your Lowe’s Advantage Card. Offer valid 2/1/23 through 1/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Lowe’s offers competitive benefits for your health, well-being and financial protection. Coverage for You Coverage for Your Family You may enroll eligible family members for: Group medical, dental, vision, critical illness, dependent life insurance and personal accident insurance coverage Eligible family members include:We can’t quite reach the page you’re looking for. How about refreshing it? We can’t quite reach the page you’re looking for. How about refreshing it? I got a pre-approval for a Lowes card a couple of days ago. It said that I am preapproved to receive a credit line up to $700. Now, I have nothing but luv for GEMB at this point as they gave me a 1K CLI on my Care Credit about a month and a half ago, but I also read the fine print. It said on the...When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before ... I understand that Capital One's privacy policies apply to the data that I am submitting and I understand that this is not a credit card application. Seeing if you’re pre-approved won’t hurt your credit score. If you decide to apply for a card you’re pre-approved for, your credit score may be impacted when you submit the application.To qualify for this offer, you must open and use a new Lowe’s Advantage Card to make a purchase 6/8/23 – 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Maximum discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic; you must ask cashier to apply discount ...See if You Prequalify Get a decision in seconds with no impact to your credit bureau score. See if You Prequalify Ready to Apply? Get started here. Apply Now Everyday Advantages Make it easier to complete the home projects you've always dreamed about with these everyday offers from the Lowe's Advantage Card. Limited-Time Offers Soft-pull PREAPPROVALs - Updated 4/20/21. You would be better off getting a small secured card to do your rebuild than any of these. Re: List of companies with pre-qualify / pre-approval options ! So you do not waste precious inquiri. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO ...1. 5% discount at check-out. When you make most purchases with your Lowe's credit card, you’ll get an automatic 5% discount at the register. This is one of the best perks of this card. Unlike many other store credit cards, which only send you periodic coupons or provide rewards after spending, Lowe's gives this discount upfront.Lowe’s offers competitive benefits for your health, well-being and financial protection. Coverage for You Coverage for Your Family You may enroll eligible family members for: Group medical, dental, vision and dependent life insurance Eligible family members include: • Your legal spouse or domestic partnerLowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*. See if You Prequalify Ready to Apply? Get started here. Apply Now † Limited time only. Subject to credit approval. To qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable.Apply today for your Home Depot Credit Card. Discover the benefits a Citi Home Depot Credit Card has to offer. I've been looking for a pre-qualify link for lowes and can't find one, just the full application. Does anyone know if there is a - 5283514. Skip Navigation.
Enter Your Email. Before we get to your credit application, let's see if you have a Lowes.com account. If not, we'll help you create one to access MVPs Pro Rewards. *Email Address. . Cinderella
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812. Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831. March 2021 $33k on $312k EQ 796 TU 798 EX 801. May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777. April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765. Message 4 of 13. 1 Kudo.Chip Lupo, Credit Card Writer. @CLoop • 10/17/22. The main Home Depot® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least ...11-01-2021 05:28 PM Lowe's Prequalify **UPDATE** Approved! Submitted the Lowe's pre-qualify link tonight and it came back "You're pre-qualified for the following offer." Listed a specific APR but no amount. Should the pre-qualification also list an amount to improve approval odds? Retail cards Message 1 of 15 8 Kudos All forum topics Previous TopicA pre-qualified buyer doesn’t carry the same weight as a pre-approved buyer, who has been more thoroughly investigated. Pre-qualifying can nonetheless be helpful when it comes time to make an offer.Jun 28, 2018 · I did see some links referring to the shopping cart trick on Lowe’s but did not read them. Most things I did find referred to a 620 TU - 5283514 Offer applies to in-store product purchase or order of $999 or more with an installation service made on your Lowe’s Advantage Card. Offer valid 4/25/22 through 5/3/22. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required. Track, review and budget employee spending. Easily manage, view, and search for detailed transactions for all your employees using the Lowe’s PreLoad app. Set spending limits and get real-time spending alerts. Standard text message rates, fees and charges my apply. Then download all activity from your account and import it into your ...April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812. Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831. March 2021 $33k on $312k EQ 796 TU 798 EX 801. May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777. April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765. Message 4 of 13. 1 Kudo.You can check for Synchrony Bank pre-approval online for certain credit cards by visiting the affiliated brand’s website before applying and filling out the required information. Generally, checking for pre-approval will help you assess your approval odds before submitting a credit card application. Just keep in mind that not all Synchrony ...By checking this box, you agree that you have read and consent to "Electronic Communications" in the consent form activated by clicking the plus sign above which provides information about your pre-approval, and if approved, your Discover card account disclosures electronically rather than by paper. It also gives you the right to receive the ...Offer applies to purchase or order of $299-$998.99 for 12 month offer; $999-$1,998.99 for 18 month offer; or $1,999 or more for 24 month offer made 6/22/23 through 7/5/23 on your Lowe’s Advantage Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12, 18 or 24 months.Apr 9, 2023 · Applying on the Lowe’s website lets you know if you prequalify for an Advantage Card. Lastly, a third type of Lowe’s card is the Lowe’s American Express Business Rewards Card. For this, you will need a credit score of 670 to be approved. Does Lowe’s Use a Soft Pull or a Hard Pull? Shop millions of used and new cars, get financing and see real rates, read reviews, find dealership, and more at Auto Navigator by Capital One.LOWE’S ADVANTAGE CREDIT CARD ACCOUNT AGREEMENT How Interest Is Calculated Your Interest Rate We use a daily rate to calculate the interest on the balance on your account each day. The daily rate for purchases is the APR times 1/365. The daily rate for purchases is .07943% (APR 28.99%). Interest will be imposed in amounts or atApr 26, 2022 · Open any searching browser and go to the official website of the Lowe’s store. See the apply for card option on the main page, or check if you prequalify for the card. If you don’t prequalify, then continue with the regular application process. Enter the last four digits of your social security number and phone number. AllThingsRickita.com* Join my podcast for FREE: https://bit.ly/750podcast* Home Buying Help: bit.ly/RickitaRealtyHB* Self Account: https://bit.ly/SelfLenderS...Jul 11, 2021 · I hit up pre-approval sites when I get bored in the garden lol. It gave me an amount with my pre-approval. FICO 8 Nov '22 EX 765 EQ 766 TU 753. TCL $160,000. Message 2 of 16. The AvantCard Credit Card offers a chance to build credit without a security deposit. You can determine your odds of approval through the card's pre-qualification process. The card offers a credit ...Nov 28, 2022 · The AvantCard Credit Card offers a chance to build credit without a security deposit. You can determine your odds of approval through the card's pre-qualification process. The card offers a credit ... .