Wells Fargo Active Cash $200 SUB for $500 Spend (New Offer) Doesn't look like any really mentioned this except for somebody who mixed up the active cash and the autograph. Anyway that's a good deal since it'll be a %40 return and the unlimited %2 back. I applied and got it with a 10k cl. Vote.0% Introductory Rates. The Wells Fargo Autograph℠ Card offers a 0% introductory APR on purchases for 12 months from account opening. A variable APR of 20.24%, 25.24%, or 29.99% applies for ...Time to add a new card to the portfolio. I'm thinking about going for the Wells Fargo Active Cash now. The SUB makes that extra .5% cashback more enticing. Then I'd go for the Citi Custom Cash in 3 months and making that my grocery card. I'm using the Flex for grocery stores this quarter. I'd downgrade my BCP after the annual fee hits.Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.Wells Fargo personal bankers interact with customers and help them determine which financial products are right for them. The job involves constant customer contact and some sales. Personal bankers at Wells Fargo spend most of their work da...5. level 1. Connect-Garden4051. · 10m. I have been defrauded by Wells Fargo three times, all without ever being a Wells Fargo customer. This card would pretty much have to cure cancer for me to consider it. 5. level 2.There is 0% intro APR for 15 months on purchases and qualifying balance transfers with the Wells Fargo Active Cash ( then 20.24% to 29.99% variable APR), shorter compared to the Reflect card. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a balance transfer fee of $5 or 5% (the greater).Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.9 stayyfr0styy • 2 yr. ago They no longer offer the propel? 3 juniorsdca • 2 yr. ago No. They killed it off in April. : ( stayyfr0styy • 2 yr. ago Honestly with the chase freedom flex I didn’t see a big benefit in the propel anymore. I still carry it for some reason though. 2 blue2841 • 2 yr. ago From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else.My plan to grab 1.5% on "everything else" is crippled by the fact that a $1,000 credit limit doesn't go very far in my life. Enter the WF Active Cash. 2% cash back, and if they're as generous as they were with my Propel limit, that'd be awesome. But in another thread, someone said they're pretty stingy with the limits.I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. New cardholders can also earn a $200 cash rewards …Quite a few flat-rate cards earn 1.5% cash back, so if a card’s going to stand out, it has to stand apart.While the list of cards that earn 2% cash back is growing, the Wells Fargo Active Cash ...Maria Adams, Credit Cards Moderator. @m_adams • 12/14/21. Wells Fargo Active Cash® Card is a Visa, not a Mastercard. You can use your Wells Fargo Active …Wells Fargo has three main credit card options. The Active Cash card offers 2% cash reward on unlimited purchases. However, there is also a $200 welcome bonus if you spend $1,000 in your first three months and 0% APR for the first 15 months with no annual fee. The Reflect card offers Wells Fargo's lowest and longest introductory APR.Alliant Signature (2.5% cashback on everything) and Altitude Go (4% cashback on bars and restaurants). No annual fee on either. Third card would be Citi Custom Cash to get 5% on groceries. Also no annual fee. Prime Card if you have Prime for 5% on Amazon.March 2022 - Susan G. Komen Bank of America Customized Cash Rewards . July 2022 - Wells Fargo Active Cash card . The balances on my credit cards total about $12,200. But total balances will go up roughly another $2,300 once two other credit card accounts report statement balances within the next few days.Sebi Mitchell, Credit Cards Moderator. @sebim • 10/15/21. Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.The Wells Fargo Active Cash is considered a rewards credit card because it earns 2% cash rewards on purchases. It also has a $0 annual fee and offers a welcome bonus of $200 after spending $500 in the first 3 months. These benefits make the Active Cash a competitive product if you're looking for a $0 annual fee card that earns cash rewards ...You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...Wells Fargo Propel becomes Autograph. As the rumors have gone and others have reported, I got a letter in the mail from Wells Fargo informing me that my Propel card is being switched to the Autograph on May 24th, so interestingly not the Active Cash. This is fine with me, makes sense, and I'm honestly surprised they haven't done it earlier.Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and ...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Food, gas, cell phone and internet, household stuff. If you get 2% cash back, that's $120. If you get 1.5% back with a $150 initial spending reward, that's $240 with one card, and $360 if you get a second, 1% card. So we're at 4% or even 6% without trying very hard.The Wells Fargo Active Cash® Card is best for applicants with good credit, which typically means a credit score of 670 or higher. A credit score above 720 will give you even better chances of ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ...What I got: 2 Bank of America Cash Rewards credit cards: Visa Signature & regular World MC, not World Elite for some weird reason. 2 US Bank credit cards: a 365 AmEx & Cash+ Visa Signature - I really wanna get their Altitude card next. I had a TD Bank credit card but closed it earlier this yr. 1 Citibank Dbl Cash World Elite MC.A subreddit for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards.The Wells Fargo Active Cash® Card is best for applicants with good credit, which typically means a credit score of 670 or higher. A credit score above 720 will give you even better chances of ...For a $0 annual fee, the Wells Fargo Autograph card packs in meaningful rewards earning rates as well as a few other benefits, including a welcome bonus and introductory APR offer for new ...I got an email from Wells Fargo in mid October stating that my student credit card was being upgraded to the new Active Cash card, using the same account number. I recently received the new card in the mail. I briefly looked into the card online, and found that there was a 200$ cash back bonus if 1000$ was charged to the card within 3 months.The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18k Call 1-800-642-4720 or visit a Wells Fargo location . 1. Additional terms and conditions apply. Balance transfers have no grace period or rewards points, cash rewards, or rebates earned. If you transfer amounts owed to another creditor and maintain a balance on this credit card account, you will not qualify for future grace periods on new ...Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700- Wells Fargo Active Cash (Applied online, they will accept ITIN, but be prepare to send documents to finalize application such as ITIN CP565 letter, Visa/passport) - Wells Fargo Autograph (Applied online, same process as the one above) - Chase Freedom Student Card (Applied online, needed to call for verification, ITIN friendly)I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K. 0% Introductory Rates. The Wells Fargo Autograph℠ Card offers a 0% introductory APR on purchases for 12 months from account opening. A variable APR of 20.24%, 25.24%, or 29.99% applies for ...First, make sure that you are enrolling a Visa® or Mastercard® debit card tied to a bank account in the U.S. You will not be able to enroll business debit ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Wells Fargo "Go Far Rewards". I'm new to Wells Fargo. I received the Active Cash card in the mail today. The rewards system is disappointing at first glance. You can't redeem rewards for cash until you hit $25. That's actually ok with me because if we use this as our main 2% card we'll hit $25 in rewards each month no problem.Your only option is to get shafted by Wells Fargo or cancel your card and effect your credit. No one is getting "shafted by Wells Fargo" in the switchover. Wells Fargo will let you keep multiple Active Cash cards, and while you can't switch from Propel to Autograph, you can switch from Active Cash to Autograph. 53.Wells Fargo Active Cash I saw there is a deal on the WF earn more rewards website for 15% bonus cash rewards on all gas stations purchases until May 22nd 2022. Under terms, it says the offer 'may not' be eligible at wholesale club gas stations.Zelle is a person-to-person (P2P) payment service that was originally founded under the name clearXchange in 2011 by the Bank of America, JP Morgan Chase and Wells Fargo. Zelle is an easy-to-use platform for sending and receiving money betw...Opened their checking account last month for SUP, only about $2k balance. Just clicked this link and applied, got approved. EX FICO: 769. New accounts: 13/24 (12 cards + 1 car loan which paid down 75% at the 2nd month) HP: 9/24 (5 card application + 4 car loan prequal) cornstock2112 • 2 yr. ago.Thanks! If you apply and get rejected, you would most likely still be in good shape to apply for and receive a discover student card. They are more lenient with no/new credit. It's a great first card to have especially with the first year Cashback match. After having that a bit you could try again for active cash.The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes ...This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...The Wells Fargo Active Cash is a very good card. The Chase Freedom Unlimited is a very good card as well. The elevated 3% on dining and drug stores help offset the fact the everything else category is 1.5% vs the 2% some other cards have. And of course people love the versatility of Chase UR points if you decide to go the reward travel route.3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.Considering Wells Fargo "Active Cash" card So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash back, bringing it in alignment with most cards. We make thousands of dollars every year because we charge everything and pay the balance in full every month.Amex BCE for 3% on groceries and online shopping, Wells Fargo Autograph for 3% on restaurants, gas, travel (airlines, hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions.View community ranking In the Top 1% of largest communities on Reddit. If you are considering open a 2% flat rate credit card, I would not recommend wells fargo active cash . It seems on top of the 25 dollar redeeming threshold for redeeming reward, you also need to redeem in 25 dollar increment. I got 92 dollar in rewards and when I tried to …It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card. Get WF Autograph first since AMEX is easier to get. If you get both cards then get the Active Cash at a later date, you'll have an excellent three card setup: Autograph for the 3% stuff. Active Cash for 2% catch all. BCE for Supermarkets, most online retailers, and if you are willing to sign up + pay for it: Primary Rental Car Insurance.The intro APR offers for the two cards differ. Wells Fargo Active Cash® Card: A 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on ...A better place to start would be with a secured card from a new file friendly lender like Discover, US Bank or Capital One. After having any of those cards for a year, you'd easily be able to scoop up the WF unsecured card that you want. One point. Please don't steer people into the C1 secured card.Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo and Switching to Active Cash. Just a quick question does WF when you switch your card go ahead and report to the CB when they do the change? I know when my card number was compromised they changed the account number and reported to the all 3 CBs with the new number. But I know nothing this time will change no new number or anything ...The Wells Fargo Active Cash® Card offers a 2% flat cash back rewards rate. Another small perk of this rewards rate: You’ll always earn your 2% cash back upfront, unlike the Citi® Double Cash Card, which offers 1% back at the time of purchase and another 1% when you pay it off. Wells Fargo Active Cash® Card simplifies that …Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0Wells Fargo Propel becomes Autograph. As the rumors have gone and others have reported, I got a letter in the mail from Wells Fargo informing me that my Propel card is being switched to the Autograph on May 24th, so interestingly not the Active Cash. This is fine with me, makes sense, and I'm honestly surprised they haven't done it earlier.I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.Wells Fargo is so conservative with credit. Maybe it has to do with the government keeping an eye on them. Anyway, I got the Propel last year and they started me at $1500. So far I've managed to get it to $4500. Wells seems to love $1500 increments. I applied for the Active Cash the day it was released and I got a $3000 limit.Blue Cash Everyday® Card from American Express: Best for earning 3% back on US online retail purchases (including Amazon) Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on ...The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Currently, the Citi Double Cash doesn't ...PayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.I got approved for Wells Fargo Active Cash but was shocked it was only for $2500. With my income (75K) and score (740), most issuers give me 6K to 10K right away. I've had a checkg acct with WF for 14 years but have hardly ever used it for the last 2 years, and only had about $250 in it when I applied.What I got: 2 Bank of America Cash Rewards credit cards: Visa Signature & regular World MC, not World Elite for some weird reason. 2 US Bank credit cards: a 365 AmEx & Cash+ Visa Signature - I really wanna get their Altitude card next. I had a TD Bank credit card but closed it earlier this yr. 1 Citibank Dbl Cash World Elite MC.On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited 's cash-back rate in year one of card ownership ...FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We look at the amounts you owe and ...1 Jun 2023 ... ... card.” Selig's post highlights a ... Reddit's API is what allows Reddit content to be displayed to the Apollo app's 900,000 daily active users.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that's 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Applying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver’s license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved.
The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ... . Rowdy 9 strain
I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now. WF active cash makes more sense for the $200 SUB and cell phone protection. Citi DC might be a better option for those that already have Citi accounts. Yeah the Virtual Card is def. a plus citi bank but not sure how reliable they are with the new system. That's it.Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ...The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on ...The Active Cash Card has been awarded accolades by Money.com, Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best for Flat-Rate Rewards, Best …What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.Wells Fargo Active Cash - Sign up Bonus Period. After you qualified for the intro rewards offer of $200 back after spending $500 in first three months, how long did it take for the bonus to post? Mine has been pending for a couple weeks and my statement date has passed. I'm not sure when it'll post and their online portal has no way to send ...I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.Savor One offers 3% on groceries. Authograph has no grocery multiplier (advantage: Savor One) Autograph offers 3% on all things travel and transit. Savor One has no travel multiplier (advantage: Autograph) Autograph offers 3% on cell phone plans and cell phone insurance. Savor one does not have a cell phone plan multiplier but does (I think ...So I just got approved for the Wells Fargo active cash credit card and am looking for another credit card that would pair with it nicely to cover most different expenses. For context I'm in my late twenties and have a credit score of about 750, no missed payments and a credit score history of 8 years.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it’s approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa.Get WF Autograph first since AMEX is easier to get. If you get both cards then get the Active Cash at a later date, you'll have an excellent three card setup: Autograph for the 3% stuff. Active Cash for 2% catch all. BCE for Supermarkets, most online retailers, and if you are willing to sign up + pay for it: Primary Rental Car Insurance.The Wells Fargo Active Cash card takes a simple approach by offering unlimited 2% cash rewards on purchases. There are no rotating or bonus spend categories to remember. It's also a Visa Signature card, which means it has many perks and benefits that are often seen on more premium cards.Wells Fargo Active Cash Declined. I know I should be spanked on my fingers for applying for Wells Fargo Active Cash Credit Card. My application is declined and the reason is too many new accounts opened in the last few days. I guess it is time for me go back to Garden and let things age for next 6 months and see where things stand..
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